FAQ

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What is Earned Network?

Earned Network is an infrastructure layer that enables banks, fintechs or any other business to access and optimise stablecoin yields across multiple chains and protocols through a single interoperable API.

How is this different from a DeFi yield app?

We’re infrastructure-first. Phase 1 includes our own consumer app purely to prove performance and harden the stack. Phases 2 and 3 are API/white-label for businesses, so they can offer yield without building multi-chain connectivity.

Who is this built for?

Any business that wants to earn, offer, or manage stablecoin yields. This includes financial institutions, fintechs, asset managers, and treasury operators.

How does the integration work?

Clients integrate once via our API. They select what chains, protocols and assets they want access to and the authentication, compliance checks, cross-chain routing, and settlement are all handled by our infrastructure.

Which assets are supported?

We currently support tier-1 stablecoins including USDC and USDT with USDE, PYUSD, RLUSD and more coming soon.

How does the allocation engine work?

It takes user-defined inputs (stablecoin choice, chains, protocols, risk limits) and intelligently allocates capital to the highest-yielding opportunities within those parameters.

Does Earned decide my risk profile?

No. Businesses define their own risk settings. Our engine operates entirely within those boundaries without bias towards performance or capital preservation.

How is the “intelligent” part applied?

Our intelligent forecasting model predicts yield shifts up to 24 hours ahead, using data from liquidity depth, inflows and out flows, historical performance and much more.

How often is capital reallocated?

This depends on the users settings. Some prefer daily rebalancing for yield maximisation, others opt for weekly or monthly.

Can I use multiple stablecoins in one strategy?

Yes. Our system supports both single-stable and multi-stable configurations, enabling clients to spread risk or capture cross-asset opportunities.

What types of yield sources are supported?

Lending markets, credit markets, tokenised t-bills and liquidity provision all accessible from one integration.

Is this decentralised?

Phase 1 is hybrid (on-chain vaults + off-chain intelligence). Phase 2 is a hosted API — we run the contracts and routing so partners don’t need infra. Full control over contracts and strategies arrives in Phase 3 (modular institutional set-up).

How transparent is the system?

All allocations can be viewed via blockchain explorers and performance reports are available through the platform.

Is insurance available?

We are exploring integration with decentralised insurance providers, allowing clients to opt-in for additional coverage.

Can retail users still access Earned Network?

Yes, but our retail app is primarily used for stress-testing strategies before they’re rolled out to institutional and business partners.

How does this benefit my business?

You gain instant, compliant access to global stablecoin yields without the need to build or maintain multi-chain infrastructure, while keeping full control over strategy and risk.